European Health Insurance Card.

What is the European Health Insurance Card?

The European Health Insurance Card (EHIC) allows you to access public healthcare in another EU/EEA state for free or at a reduced rate. You can use it when you are travelling abroad or when you are staying temporarily in another EU State.

Essential points about the card

  • Each family member needs their own card.
  • It lasts for up to 4 years.
  • When abroad, always carry your EHIC with you.
  • It will not cover you for healthcare outside of the EU, other than Iceland, Norway and Liechtenstein (EEA) and Switzerland.
  • It does not cover private healthcare.
  • It used to be called the E111 form.

We would like to give you some tips on how to get free medical care in the event of an accident during your holiday.

Of course, you can take out private insurance, but as we know it is an expensive way out, we advise everyone to make the European Health Insurance Card for themselves and the closest family.

What is the European Health Insurance Card?

The European Health Insurance Card (EHIC) is a free card that provides you with access to all medically necessary state health care services during your temporary stay in any of the 28 EU Member States, Iceland, Liechtenstein, Norway and Switzerland under the same conditions and the same price (etc. in some countries free) as insured persons in a given country.


  • Necessary dental treatment, including denture repair, is available from dentists contracted to the HSE.
  • Contact your local Health Service Executive office or dental clinic prior to treatment.

Hospital treatment

  • In an emergency, go directly to the accident and emergency department of any public hospital.
  • There is no charge for any necessary care provided to European Health Insurance Card holders.


  • In an emergency, transport by ambulance to a hospital is covered by the European Health Insurance Card (EHIC).

The cards are issued by a national health insurance company.

Note – European health insurance card (EHIC):
it is not an alternative to travel insurance. It does not include private health care services or costs related to traveling to the country, lost luggage or theft;
it does not include medical expenses if the purpose of our going abroad is to undergo treatment there; does not constitute a guarantee of free medical services.

When using the EHIC abroad, remember that you are treated in accordance with the rules of the country’s system.

When going to the doctor, make sure that he honours the EHIC.

Most often, treatment is settled between institutions (Health Centre and its counterpart in a given country). It may also be the case that – although you have an EHIC with you – you must first pay for the treatment and only after returning to Poland you apply for a refund.

Before we go on a foreign trip, it is worth finding out what really covers insurance based on EHIC. More information is available at the regional Health Centre.

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